Privacy Policy

  

Privacy Policy

This privacy notice for Spendly AI (“we,” “us,” “our”) explains how and why we collect, store, use, and share your information when you use our Services. Our Services include downloading and using our mobile application, syncing your budgeting data, and other related interactions with our app.

If you do not agree with our policies, please do not use our Services. For any questions, please contact us at gocrats@gmail.com.


1. Information We Collect

  • Account & Profile
    We use Firebase Authentication to manage user accounts. When you register, we collect your email address and display name.

  • Financial Data
    As a budgeting app, we store information about your budgets, transactions, and other financial details in Google Firebase.

  • Device & Usage
    We automatically collect device data (model, OS version, language) and usage data to improve our app’s performance and features.

  • Subscription Data
    For subscription management, we use RevenueCat. RevenueCat receives only your user ID (used to manage entitlements and subscription status).


2. How We Use Your Information

We use the information we collect for the following purposes:

  • Provide and Maintain Our Services
    Your budgeting and transaction data are used to display balances, track expenses, and analyze your finances.

  • Sync Across Devices
    By storing data in Firebase, you can access your budgeting information from multiple devices.

  • Subscription Management
    RevenueCat enables us to verify and maintain your subscription status (e.g., Pro access).

  • Improvements and Analytics
    We may analyze aggregated usage data (e.g., device info) to improve app performance, fix bugs, and develop new features.

  • Communication
    We may contact you (if needed) regarding updates, changes to the Services, or important account notices.

We do not use your financial data for advertising or share it with third parties beyond what’s described below.


3. Security

We implement standard security measures to help protect your data.

  • Data Transmission
    We protect data during transmission using secure protocols (SSL/TLS).

Despite our efforts, no security measure is perfect, and we cannot guarantee absolute security.


4. Data Sharing and Third-Party Services

  • We share data only with:

    1. Firebase (for cloud storage of your budgeting data)
    2. RevenueCat (for subscription management — it receives only your user ID)
  • We do not sell or share your personal data with other third parties.

  • Aggregated and anonymized data may be used for analysis (e.g., performance metrics) to improve the app.


5. Your Rights

  • Access & Update
    You may access, update, and delete your local data at any time within the app.

  • Delete Cloud Data
    You can delete your synced cloud data from within the app. Once deleted, your data is removed from our active databases (though some data may persist in backups for legal or recovery purposes).

  • Inquiries or Data Deletion Requests
    For privacy inquiries or data deletion requests, please contact us at gocrats@gmail.com.


6. Data Retention

  • Your personal data is retained as long as your account remains active or as necessary to provide our Services.

  • When you delete your account or request deletion, we will remove your data from our active databases (some data may be kept for legal or backup reasons).


7. Children’s Privacy

Our app is not intended for children under 13. We do not knowingly collect personal information from children under 13. If such data is discovered, it will be deleted immediately.


8. Changes to This Privacy Policy

  • We reserve the right to update this policy from time to time. Significant changes will be communicated through the app or by email.

  • Continued use of our Services after the changes become effective constitutes your acceptance of the updated policy.

Effective Date: 2025-02-17


Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at gocrats@gmail.com.

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